The holiday season is a shopping season as Filipinos try to find the perfect gifts for family and friends, prepare for parties left and right, or plan to reward themselves with a well-deserved treat.

For your holiday shopping needs, Dragonpay, one of the pioneers of alternative payments in the Philippines, provides more ways to conveniently and securely pay online and over the counter. Dragonpay has over 3,000 partner merchants such as Shopee, Metrodeal, Avon, Kamiseta, Plains & Prints where you can shop for food, fashion, travel, and tech, to name a few.

What’s more, you can pay in affordable installments through Dragonpay's buy now pay later (BNPL) partners BillEase and Tendopay. No credit card? No problem because you can fill up your cart with your needs and wants and then choose a flexible payment schedule that will enable you to plan and manage your finances better. To help you make the most out of BNPL, here are tips from Dragonpay.

Choose wisely the products or services that you will avail of using BNPL. While it’s an empowering financing solution that will help you buy goods of higher value, make sure that you can afford the repayment and that it will not eat up much of your income. 

Create a spending plan so you can properly budget. The most ideal purchases are those with tangible or lasting value like items or experiences that can increase your knowledge, skill, and productivity, or help you boost your income.

Once you’ve decided on what to buy, do your best to find the best deal. Avoid buying on impulse. Flex your web skills - compare prices, check for promos and potential discounts and read reviews. 

But remember to practice safe online browsing and most importantly, buy only from legit sellers. Best to shop from the accredited merchant partners of Dragonpay, Billease, and Tendopay to avoid online scammers and ensure that your transactions are secure.

Make sure you fully understand the terms of your BNPL provider. Memorize your repayment timeline and familiarize yourself with the payment channels so it will be easier to settle on time and avoid overdue charges. Dragonpay lets customers pay through more than 50,000 payment channels including the country’s major banks with online banking, payment centers, retail establishments, and leading e-wallets.

According to Dragonpay founder and CEO Robertson Chiang, “BNPL is an innovative financial solution that’s widely used globally. It gives consumers and small businesses access to goods and services and control over how and when they will pay. 

This holiday season, we invite shoppers to maximize the benefit of BNPL but we remind them to be wise and responsible as well”.

To know how Dragonpay can help power your business through secure payment channels like buy now, pay later options, visit its website dragonpay.ph and Facebook page @dragonpayofficial.